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Multi-factor authentication adds an extra layer of security by requiring users to provide two or more verification factors before accessing an account or system. This typically involves a combination of something you know (password), something you have (security token or mobile device), or something you are (biometric verification).

How can I improve my online privacy?

Enhance online privacy by using strong, unique passwords, enabling two-factor authentication, updating software regularly, being cautious about sharing personal information online, and using a virtual private network (VPN) for secure browsing.

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To create and stick to a budget, identify your income and expenses, categorize and prioritize spending, set realistic financial goals, track expenses regularly, and adjust the budget as needed while staying disciplined.

What are some effective time management strategies?

Effective time management involves prioritizing tasks, breaking down large tasks into manageable steps, using tools like calendars or to-do lists to organize and plan, minimizing distractions, setting designated work periods, and regularly evaluating and adjusting strategies.

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